Consumer Deposit Rates
Consumer Deposit Rates
Certificate of Deposit (CD)
For a limited time, take advantage of our new CD specials. We’ve combined great rates with flexible term options to help you maximize your savings. Minimum balance to obtain annual percentage yield (APY) is $1,000. APY is as of 1/17/2025 and may be discontinued at any time. Early withdrawal penalty may be imposed. Offer limited to new, consumer certificates only.
CD Options
| TERM | INTEREST RATE | APY |
| 6 Months | 3.25% | 3.28% |
| 9 Months | 4.15% | 4.17% |
| 12 Months | 3.50% | 3.50% |
Deposit Accounts
Interest rate and annual percentage yield (APY) are effective as of 09/1/2023, and may change without notice. Fees may reduce earnings.
Premier Checking Account
| Balance | Interest Rate | APY |
| $500 - $49,999 | 0.05% | 0.05% |
| $50,000 - $99,999 | 0.10% | 0.10% |
| $100,000+ | 0.15% | 0.15% |
Money Market Account
| Balance | Interest Rate | APY |
| Up to $25,000 | 0.85% | 0.85% |
| $25,000 to $74,999 | 1.10% | 1.11% |
| $75,000 to $249,999 | 1.95% | 1.97% |
| $250,000 | 2.45% | 2.48% |
Health Savings Account
| Balance | Interest Rate | APY |
| Below $1,000 | 0.10% | 0.10% |
| $1,000 - $4,999 | 0.15% | 0.15% |
| $5,000 - $24,999 | 0.20% | 0.20% |
| $25,000+ | 0.25% | 0.25% |
E-Savings and Minor Savings Account
| Balance | Interest Rate | APY |
| All balances | 0.05% | 0.05% |
Resource Center
We do more than banking.
Products offered by Midwest Heritage Insurance Services are not insured by the FDIC or any other Federal Government Agency, are not a deposit or obligation of, or guaranteed by Midwest Heritage, may involve investment risks, including possible loss of principal amount invested, and may lose value.