Lending Rates
Rates subject to change and may differ based upon credit scores and loan to values.
Lending Rates
Rates subject to change and may differ based upon credit scores and loan to values.
Mortgage Loan Rates
| Term | Interest Rate | APR | Loan Amount | Payment Example |
| 15 Year Fixed | 5.625%* | 5.900%* | $250,000 | 180 Monthly Payments of:
$2,059.33 |
| 30 Year Fixed | 6.250% | 6.421%* | $250,000 | 360 Monthly Payments of:
$1,539.29 |
*Starting as low as. Payment example does not include taxes and insurance. Rates are subject to credit approval and can change at any time without notice. Please contact Midwest Heritage to receive a customized rate quote.
Home Equity
| Loan To Value | Interest Rate | APR | Loan Amount | Payment Example |
| Up to 80% Total LTV | 7.500%* | 7.756%* | $50,000 | 72 Monthly Payments of:
$349.72 Final Payment: $46,699.18 |
| 80.1% to 90% Total LTV | 8.250%* | 9.294%* | $50,000 | 72 Monthly Payments of:
$402.45 Final Amount: $47,453.80 |
*Starting as low as. Exclusive rate for eligible customers that are either Hy-Vee PERKS® members or have employment at Hy-Vee or a
Hy-Vee Subsidiary. Subject to credit approval. Contact us to obtain an individualized rate quote.
Auto Loan Rates
| Year | Term | Interest Rate | APR | Loan Amount | Payment Example |
| 2021 or Newer | 60 Months | 6.000%* | 6.083%* | $25,000 | Monthly Payment: $484.48 |
| 2018 - 2020 | 48 Months | 7.000%* | 7.129%* | $20,000 | Monthly Payment: $480.36 |
| 2015 - 2017 | 36 Months | 9.250%* | 9.478%* | $15,000 | Monthly Payment: $480.66 |
| 2014 - 2010 | 36 Months | 10.250%* | 10.250%* | $10,000 | Monthly Payment: $323.85 |
*Starting as low as. Exclusive rate for eligible customers that are either Hy-Vee PERKS® members or have employment at Hy-Vee or a
Hy-Vee Subsidiary. Subject to credit approval. Contact us to obtain an individualized rate quote.
ATV, Jet Ski & Snowmobile Loan Rates
| Term | Interest Rate | APR | Loan Amount | Payment Example |
| 60 Months | 7.250%* | 7.355%* | $20,000 | Monthly Payment:
$399.65 |
*Starting as low as. Exclusive rate for eligible customers that are either Hy-Vee PERKS® members or have employment at Hy-Vee or a
Hy-Vee Subsidiary. Subject to credit approval. Contact us to obtain an individualized rate quote.
Boat & RV Loan Rates
| Term | Interest Rate | APR | Loan Amount | Payment Example |
| 60 Months | 7.000%* | 7.105%* | $20,000 | Monthly Payment:
$397.21 |
*Starting as low as. Exclusive rate for eligible customers that are either Hy-Vee PERKS® members or have employment at Hy-Vee or a
Hy-Vee Subsidiary. Subject to credit approval. Contact us to obtain an individualized rate quote.
Personal/Unsecured Loan Rates
| Term | Interest Rate | APR | Loan Amount | Payment Example |
| 36 Months | 13.500%* | 13.967%* | $7,500 | Monthly Payment:
$256.21 |
*Starting as low as. Minimum loan of $2,500. Exclusive rate for eligible customers that are either Hy-Vee PERKS® members or have employment at Hy-Vee or a Hy-Vee Subsidiary. Subject to credit approval. Contact us to obtain an individualized rate quote.
Meet Our Lenders
Our experienced lenders are here to guide you every step of the way. They are here to help or answer any questions specific to your financial situation!