Auto Insurance

Coverage that fits your budget.

Auto Insurance

Coverage that fits your budget.

Switch & Save $563

Customers save an average of $563 per year when they switch their home & auto insurance to Midwest Heritage.

Get a Quote

Auto Insurance

We provide personalized auto insurance to ensure you get the right insurance to fit your budget!

There are many different types of coverages and policies, which is why our team of licensed agents will walk you through the process and help you determine the best pricing and coverage solution for you. We value finding the best coverage and pricing in the market for our customers and partnering with 15+ of the top carriers allows us to do just that.

Earn a $25 Hy-Vee Gift Card for Sharing Two Referrals!*

Help your family and friends get the same superior insurance coverage and service, and receive $25 for sharing two insurance referrals with Midwest Heritage.

Share a Referral

Auto Insurance FAQs

All drivers are required by law to have bodily injury and property damage liability coverage. Bodily injury liability provides coverage for injuries you may cause to another party. Property damage liability helps pay for repairs or replacement of another driver’s vehicle or property you may damage. 

Midwest Heritage makes it quick and easy for you to obtain a free and personalized insurance quote. Below are a few of the items we will need to provide an accurate quote:

  • Valid driver’s license number
  • Vehicle identification number (VIN)
  • Physical address where your vehicle is

Collision coverage pays for damages to your car should you collide with another car or object such as a tree or building. 

Comprehensive coverage pays for damages to your car from non-collision events, such as wind/hail, theft, broken windshield, animal collision, and other events. 

Each carrier uses a different formula to calculate premiums, but generally the following are taken into consideration:

  • Age
  • Gender
  • Marital status
  • Type of car
  • Vehicle usage
  • Driving record
  • Driving frequency
  • Geographic location
  • Insurance and financial background

Meet Our Agents

Our experienced insurance agents are ready to help you start saving money by finding you the best insurance coverage for your needs.

We do more than insurance.

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Midwest Heritage Financial Advisors. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Midwest Heritage and Hy-Vee are not affiliated with Osaic Wealth, Inc. NOT FDIC INSURED • MAY LOSE VALUE • NO BANK GUARANTEE • NOT A BANK DEPOSIT • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

Legal Disclosures and Information

Products offered by Midwest Heritage Insurance Services are not insured by the FDIC or any other Federal Government Agency, are not a deposit or obligation of, or guaranteed by Midwest Heritage, may involve investment risks, including possible loss of principal amount invested, and may lose value.

*A $25 Hy-Vee gift card will be issued for every two insurance referrals shared with Midwest Heritage. Only existing Midwest Heritage customers are eligible to participate in this program. It is not a requirement the referral becomes a client. Midwest Heritage employees are not eligible to participate in this program. This program may be altered or discontinued at any time.