Home Insurance

Protect your most valuable asset.

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Home Insurance

Protect your most valuable asset.

Down arrow to content.

Switch & Save $563

Customers save an average of $563 per year when they switch their home & auto insurance to Midwest Heritage.

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Home Insurance

Your home is not only one of your largest investments, but the place where your life happens. Let’s make sure it’s protected!

There are many different types of coverages and policies, which is why our team of experienced agents will walk you through the process and help you determine what insurance best fits your lifestyle.

Our licensed agents will ensure that you understand your policy and everything it covers, as well as create awareness of other options such as flood, identity theft, sewer backup, equipment breakdown and others. Start protecting what matters most to you today.

The Midwest Heritage Difference

Better Rates

We do the quoting so you don’t have to. In fact, we quote with our 15+ insurance company partners to find you the best pricing for the coverage you need.

Better Coverage

Needing specific coverage? No problem! From home insurance, to motorcycles, to machinery, and more, we have options for you.

Better Service

Our team of licensed agents is here to provide you ongoing support and quote out options that are in your best interest.

Don’t know when to re-evaluate your homeowners insurance?

It’s important to speak with your insurance agent when there are life or home changes. Often times, these home changes require an update to your insurance policy to ensure you are properly protected. Here are just a few of the more common life or home changes that would necessitate a policy update:

Don’t Own A Home?

We have you covered! Talk to a licensed agent and get a FREE insurance quote on your rental, condo, townhome or car! We also provide coverage for landlords.

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Earn a $25 Hy-Vee Gift Card for Sharing Two Referrals!*

Help your family and friends get the same superior insurance coverage and service, and receive $25 for sharing two insurance referrals with Midwest Heritage.

Share a Referral

Home Insurance FAQs

While your Homeowners Insurance policy is unique to you, there are standard elements that most plans provide. Common Homeowners Insurance elements can include: exterior and interior damage, liability coverage for injuries and damages, or rental coverage while your home is being repaired.

Yes! There are three different settlement options of Homeowners Insurance coverage: Actual Cash Value, Replacement Cost and Guaranteed Replacement Value.

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Meet Our Agents

Our experienced insurance agents are ready to help you start saving money by finding you the best insurance coverage for your needs.

Meet Our Agents

Resource Center

Top 5 Reasons to Buy a Home

What Does Homeowners Insurance Cover?

What is Umbrella Insurance?

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Debt Consolidation

WE DO MORE THAN INSURANCE.

Check out our investing options

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Midwest Heritage Financial Advisors. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Midwest Heritage and Hy-Vee are not affiliated with Osaic Wealth, Inc. NOT FDIC INSURED • MAY LOSE VALUE • NO BANK GUARANTEE • NOT A BANK DEPOSIT • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

Need More Help?

866-768-6713
866-768-6713
EMAIL US
EMAIL US

Legal Disclosures and Information

Products offered by Midwest Heritage Insurance Services are not insured by the FDIC or any other Federal Government Agency, are not a deposit or obligation of, or guaranteed by Midwest Heritage, may involve investment risks, including possible loss of principal amount invested, and may lose value.

*A $25 Hy-Vee gift card will be issued for every two insurance referrals shared with Midwest Heritage. Only existing Midwest Heritage customers are eligible to participate in this program. It is not a requirement the referral becomes a client. Midwest Heritage employees are not eligible to participate in this program. This program may be altered or discontinued at any time.